Fix & Flip LoansGet the financing you need for your fix & flip and fix & hold properties

Our Single Rental Loan enables investors to purchase a new property to expand their rental portfolio. Investors use this Debt Service Coverage Ratio (DSCR) loan to refinance a property for a better rate, or take cash out to access equity.

Key Facts About Our Fix & Flip Loans

Key Facts About Our Single Rental Loan

DSCR loan with no W2s, paystubs, or tax returns required Minimum 660 FICO Single Family Rental (SFR), warrantable condos, townhomes, PUD, 2-4 units eligible Foreign Nationals allowed

  • NO prior experience required
  • Extensive rehab financing available (budgets > 50% of total costs)
  • Financing for up 100% of renovation expenses
  • Foreign Nationals eligible
TERM 12 months standard
18 month option case-by-case
REHAB/CONSTRUCTION FINANCING Up to 100% of rehab budget
MAXIMUM LTC (% OF PURCHASE PRICE) Up to 90% LTC
MAXIMUM LOAN-TO-VALUE(LTV) Up to 75% ARLTV
WHEN DO WE USE LTV VS LTC? Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)
RECOURSE Full Recourse Only
LOAN AMOUNT $50K - $5MM
LOAN PURPOSE Rehab loan for non-owner occupied residential investment property
BORROWER TYPE Entity required
PROPERTY TYPES Non-Owner Occupied:
Attached or detached SFR
2-4 unit properties
Townhomes
Warrantable Condos
FOREIGN NATIONALS Not allowed from ineligible country list
MINIMUM EXPERIENCE NO prior experience required

Why Choose a AJ Capital Funding Group Fix & Flip Loan?

  • Fix & Flip loans are great for renovation projects, big or small.
  • Grow with AJ Capital Funding Group: As you fund more property loans with us and gain experience, your terms may improve.
  • Extensive Rehab financing is available for larger Fix & Flip projects.
We have the product to meet your needs.
Important Note: If you are a broker, please call your AJ Capital Funding Group Account Executive to initiate access to your new and enhanced portal. If you don’t know who your Account Executive is, please call (800) 674-0757
GET STARTED

Real Estate Commercial Lender Single Family Homes, Townhomes, Duplex, Triplex, and Condos Purchase Financing, Cash Out Refinance, Short and Long Terms Available Nationwide. Residential New Construction, Fix and Flip, Bridge and 30 Year Fixed, ARM financing options available for Single and Multiple Rental Portfolios.

“FOREIGN NATIONALS WELCOME”

(By Appointments Only)

Office: (800) 674-0757
Email: info@ajcapitalfunding.con
Address: 7345 W. Sand Lake Rd. STE # 214
Orlando, FL 32819

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