TO QUALIFY FOR ONE
OF AJ CAPITAL FUNDING’S LOAN PROGRAMS
Whether for your business or real estate, you will first need to meet the qualifications for each program.
Our team of financial experts is ready to assist you throughout the process.
Below you find a list of our financing program’s criteria and required documentation.
___________
OF AJ CAPITAL FUNDING’S LOAN PROGRAMS
- Merchant cash advance
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- 12 Months of operation
- $30,000 or more in credit card sales
- Less than 7 days with negative balances per month
- No minimum credit score
- No Minimum credit score Start-up Business Loan or Personal Loan
___________
- 700+ Credit Score
- Less than 45% Utilization
- At least 5 Tradelines
- Minimal Recent Inquiries
- Revenue-based business loans
___________
- 12 Months of Operation
- $30,000 or more in monthly revenue
- Less than 7 days with negative balances per month
- No Minimum credit score
- Equipment financing
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- $30,000 or more in monthly revenue
- Credit score of 550+
- Invoice related to business-related equipment
- 6 months of operation
- Hard money real estate loans
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- Loan from $100K to $50M
- Purchase or cashout refinance – LTV from 60% to 80%
- Located in the US
- Non-owner occupied investment property
- SBA 7a Loan
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- Loans from $200K to $5MM
- Credit Score of 680+
- 2 Years in Business
- Profitability on Business Tax Returns
- Commercial real estate mortgages
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- Loan from $100K to $50M
- Purchase or cashout refinance – LTV from 60% to 80%
- All property types eligible
- Credit Score of 580+
- Business Loan Consolidation
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- Refinance $50,000 to $5,000,000
- Credit Score of 550+
- 1 Year in Business
- No Default History
Give us a call (800) 674-0757
Monday – Friday | 9 am – 6 pm Eastern Time
AJ CAPITAL FUNDING offers business owners alternative working capital solutions through our various funding programs for business loans.